Planning your retirement
As life expectancy increases, planning for a retirement that could last a third of your lifetime raises a number of important questions. How can I be sure I have sufficient income for my retirement? What are my options at retirement and which is best for me? What is the most efficient way to distribute my pension fund after my death?
The fact is there is no simple answer to any of these questions. The pension landscape is complex with legislation changing all the time – and we all have different circumstances and attitudes to risk.
Please remember investment involves risk. The value of investments and the income from them can fall as well as rise and investors may not receive back the original amount invested. Past performance is not a guide to future performance.
Our 6-stage Process to Personal Financial Planning
We use a 6-stage process for our Personal Financial Planning services. To understand what’s involved at each stage, take a look at our podcast series opening up each step of the financial planning process.
Stage One
We take the time to get to know you, to understand the ‘what’ and ‘why’ of your financial goals. (Cassandra observes strict confidentiality in the handling of your data)
Stage Two
We establish and collate all the information we need to gain a thorough current position of your current assets and liabilities
Stage Three
We thoroughly analyze your circumstances to identify the possibilities and opportunities but also the potential pitfalls that may lie ahead
Stage Four
We create a clear plan to help you achieve your aspirations and goals.
Stage Five
We’ll put your personalized plan into action.
Stage Six
We’ll then make sure to track your progress and to consistently monitor and review. We'll be as involved as you’d like us to be in the management of your plan and are happy to work within your timeframe.